In doing research on buying a HDB property, I came across this particular blog entry, on an individual's experience in buying her HDB home.
Filled with personal insights from experiences, inferred implications on income and timing requirements and things to take note of in working with the stat board as a whole, it's an interesting and insightful read for people looking into their first property with HDB.
An Individual's Experience with HDB
Thursday, September 18, 2008
Wednesday, September 17, 2008
Important Note
Do note that aside from the main blog entries (which are entirely the author's own subjective opinion), other comments are the opinions of other individuals whom the author (more often than not) has little or no knowledge of and access to.
Some people may abuse the comments section for their own gain - to spread speculative rumours in order for the market to go their (personally profitable) way. So read everything with discernment and judgement.
The author does not take responsibility for the results of any individual who takes action based on what they have read on this blog.
Some people may abuse the comments section for their own gain - to spread speculative rumours in order for the market to go their (personally profitable) way. So read everything with discernment and judgement.
The author does not take responsibility for the results of any individual who takes action based on what they have read on this blog.
About the Author
She starts this site with little - no means of job-independent income, no self-employment skills and as a financial idiot to boot. She hopes to use the long term memory of the internet not only as a record of all her experiences with the changing financial environment, but also to engage and be of mutual encouragement with other individuals on this important topic in order to grow in discernment, knowledge and understanding.
Aiming to grow in financial-savviness, in wealth and happiness along with her readers, she's planning her way to financial freedom - along with you. ;)
Aiming to grow in financial-savviness, in wealth and happiness along with her readers, she's planning her way to financial freedom - along with you. ;)
About this Site
This site aims to chronicle one ordinary girl's experiences, analysis and reflections on financial news, instruments and processes in order to support her life long goal to be financially savvy and independent. She had started this site as a babe and newb, with the intention in growing in her knowledge and understanding on finances, so all thoughtful responses, comments and insights will be welcome!
Started on the 17th September 2008 (Wed), a few things triggered the start of this blog:
i) Joining the throng of people liquidating my family members' AIA insurance policies that day.
Having taken the day off and burning that whole day waiting to be served, I spent the day reflecting on the world's financial situation. (US banks appear to be going down! Lehman Brothers had just filed for bankruptcy! AIG is on the brink until saved by Federal's 85bil loan! Merill Lynch bought over!) My determination to understand financial instruments, avoid queuing AGAIN in a similar situation and to take control of my own financial situation crystallised in a site that will serve as a repository of my thoughts and experiences. (Side note: Queue number of 1286 at 10a.m (They were serving queue number 1038 when I got the ticket), we were served at last at 5:40p.m... and I'm the lucky one. Hundreds more had to be served the next day... )
ii) My dear losing his job in a US financial audit firm, partly due to the same volatile US market.
More the reason to take control of our financial future!
iii) My long term dream of working part time from home
Probably due to my job nature, I am in contact with our nation's children and am saddened by their current state - insecure, restless and self-centred. I hope to have the choice of working from home in the future and to be more in control of the care of my children.
All these led the the beginnings of this site.... recorded here:
Started on the 17th September 2008 (Wed), a few things triggered the start of this blog:
i) Joining the throng of people liquidating my family members' AIA insurance policies that day.
Having taken the day off and burning that whole day waiting to be served, I spent the day reflecting on the world's financial situation. (US banks appear to be going down! Lehman Brothers had just filed for bankruptcy! AIG is on the brink until saved by Federal's 85bil loan! Merill Lynch bought over!) My determination to understand financial instruments, avoid queuing AGAIN in a similar situation and to take control of my own financial situation crystallised in a site that will serve as a repository of my thoughts and experiences. (Side note: Queue number of 1286 at 10a.m (They were serving queue number 1038 when I got the ticket), we were served at last at 5:40p.m... and I'm the lucky one. Hundreds more had to be served the next day... )
ii) My dear losing his job in a US financial audit firm, partly due to the same volatile US market.
More the reason to take control of our financial future!
iii) My long term dream of working part time from home
Probably due to my job nature, I am in contact with our nation's children and am saddened by their current state - insecure, restless and self-centred. I hope to have the choice of working from home in the future and to be more in control of the care of my children.
All these led the the beginnings of this site.... recorded here:
As my personal financial journey is journalled here, my prayer is that you will also be blessed in reading, in discussing and sharing strategies. May our journey to freedom begin!
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